Dr M Khalid's global village blog

A donkey and a tiger were arguing....  The donkey said to the tiger,  "The grass is blue." Tiger rebutted, "No, grass is green." Then the discussion between the two became more and more intense.  Both of them were firm in their own words and refused to give way.  To end this controversy, both decided to see the Lion, King of Jungle - for a verdict to resolve their argument.  In the middle of the animal kingdom, sitting on the throne was King lion.  The donkey started yelling before the tiger could even say anything.... "Your Highness, the grass is blue, isn't it ?"  The Lion took a look at the donkey and said, "Yes ! The grass is blue." Donkey : "This tiger does not believe or refuses to believe.  Annoys me -  he should be punished accordingly ." The king declared, "Tiger will be banished from this jungle for a week. "  The Lion King's verdict was heard by the donkey and he was jumping triumphantly with joy in the enti...

Here is a short but very inspiring speech about Life by Coca Cola's former CEO Bryan Dyson delivered at the 172nd commencement of the Georgia Tech Institute, on September 6, 1996.   His insight is as valuable today as it was then. Below is the full text. "Imagine life as a game in which you are juggling some five balls in the air. You name them work, family, health, friends, and spirit and you're keeping all of these in the air. You will soon understand that 'work' is a rubber ball. If you drop it, it will bounce back. But the other four balls - family, health, friends and spirit - are made of glass. If you drop one of these, they will be irrevocably scuffed, marked, nicked, damaged or even shattered. They will never be the same. You must understand that and strive for balance in your life. How? Don't undermine your worth by comparing yourself with others. It is because we are different that each of us is special. Don't set your goals by what ...

 1. What is the claim settlement ratio for the company ? 2. What are the exclusions ? These include conditions like hernia, knee replacement , diabetes (for few years after starting the policy) . Several companies straight away deny covering a person with Diabetes. But lot of companies cover them. But pre existing diseases like diabetes are covered after a few years. 3. There are special policies for certain diseases like Cardiac ( heart) illnesses, Diabetes and Cancer. 4. Will your policy be renewable till end of your life or will the insurance provider only cover you till a particular age.. say 65 years only ? 5. Does your Insurance provider have your usually preferred hospitals in its network of hospitals listed on its website? 6. The Insurance agent may try to sell you a policy which will have lot of things which you don't need. This will increase the premium. Example they will try to push a policy where you get unlimited refill to the coverage i.e if you exhaust your limit, it...