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Important tips for air travel

Pre printing boarding cards before coming to the airport carry the risk of confusion if the boarding gate changes. If you need to fold your boarding card to keep in pocket, avoid fold coming in the area with the bar code as it will be scanned. If you are getting late, you can request the incharge to get a speedy security check skipping the queue. Keep your boarding card in your pocket - helps you return to your seat after you visit the washroom. Preserve the baggage sticker on the boarding card till you get all the pieces of  check-in luggage after the flight . The sticker has the codes same as the stickers as on your luggage pieces. Power banks are allowed in cabin baggage not in checking baggage . 

Highlights from Warren Buffett's annual letter to Berkshire Hathaway shareholders

Warren Buffett's highly anticipated annual letter to   Berkshire Hathaway shareholders released on Saturday did not disappoint this year with a little something for all fans of the Oracle of Omaha, from professional value investors to the casual admirers of his wit and wisdom. Most newsworthy in this year's edition, the 87-year old billionaire   pointed out that Berkshire Hathaway now has a $116 billion war chest to spend on a deal, but that prices were too high for him to spend any of it in a big way last year. Buffett   went on to give a   valuable investing lesson   that involved quoting a Rudyard Kipling poem from the 1800s. There are plenty of quips in the letter, including a joke likening a CEO's penchant for dealmaking to the sex drive of teenagers. Here are the highlights below: The tax cut: "Berkshire's gain in net worth during 2017 was $65.3 billion, which increased the per-share book value of both our Class A and Class B stock by 23%...A large portio...

I’m not going to ask you to save #Ghouta, Syria, but to save your humanity

An extremely difficult read but please, please take a few minutes to read what doctor Housam Adnan from #EasternGhouta wrote yesterday: From the womb of the dead For more than twenty years, the scalpel was my companion Dancing between my fingers, while I do my work very quietly At the end of each day I whisper to it: You did very well, and we saved many together But everything changed now The scalpel wasn't what it used to be, lately My fingers can't handle it anymore As if a part of my soul was taken into its teeth, and it can't bear the wounds it witnesses anymore Children without parts Without eyes Without faces Women and families covered by sheets full of soil from the home land, with more of her children's blood The smell of gunpowder and its abhorred black color hangs over those hungry, withered faces The screams of children, the wailing of women, the oppression of men, the impotence of doctors, reached my dead scalpel, creating a sp...

If Landlord Not Giving PAN. How To Claim HRA Tax Benefits in India ( updated 2018)

If the annual rent paid by the employee exceeds   R s.   1 lakh per annum, it is mandatory for the employee to report PAN of the landlord to the employer. The tax law also says that in case the landlord does not have a PAN, a declaration to this effect from the landlord along with the name and address should be filed by the employee. Can you claim HRA (house rent allowance) if the landlord is not providing you his/her PAN?   Tax experts say that an employee can still claim tax benefits under HRA in his or her tax return.  Even if the employer does not allow HRA exemption to the employee - due to non-availability of PAN or declaration by the landlord for not having PAN, the employee still has the option to claim it at the time of filing the income tax return, says Sandeep Sehgal, director of tax and regulatory at Ashok Maheshwary & Associates LLP. "Once a person is to file his/her income tax return, there is no requirement to furnish the PAN of landlord," he adds. ...

Gold will rise in next 2-4 years.

As seen in the different currencies, Gold is seen to be ready to rise. It will not come down now. If you plan to buy, it's a good starting time. Better to invest every year. A good option is to buy gold ETFs in stock market. Banks like HDFC, SBI and AXIS have gold ETFs listed in the stock market. For that, read my post in that topic. Search for ' how to buy Gold ETF in India ' in the search box on this blog. Click on Images to enlarge.