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A really secure way for online shopping

http://www.kotak.com/bank/personal-banking/cards/faqs-netcrd.html

  • The actual debit card number is never used in the online transactions. Therefore, there is no risk of the actual card number getting exposed during the online transaction on the merchant website.
  • netc@rd will be valid for a limited period only ie. maximum 48 hours. This can however be changed by the Bank from time to time.
  • netc@rd can be used at any online merchant site that accepts Visa Cards, thereby providing a secure online payment facility.
  • Netc@rd Refund Process :
    Refund of a netc@rd created and never used will be done within 48 hours.
    Refund of a netc@rd created and partially used will be done within 48 hours if successful settlement received.
    Refund of a netc@rd created and partially used will be done within 35 working days if successful settlement not received or the settlement amount do not match with the transaction amount.
  • netc@rd can be created either through Kotak Net Banking or at the merchant site through "netc@rd - QuickPay" option after enrolling on Kotak Net Banking

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