Dr M Khalid's global village blog

 Jobs that robots will replace in the future Based on the nature and type of these jobs, here is a rundown of the jobs that AI machines are most likely to perform in the future: 1. Customer service executives Customer service executives don't require a high level of social or emotional intelligence to perform. Many companies now rely on AI to answer FAQs and customer support questions. Chatbots are not only becoming a significant part of customer interaction. They also support a lot of internal queries, among others. 2. Bookkeeping and data entry There is a chance you may not have heard of bookkeeping as a profession in a long time. Instead of using humans for data entry and bookkeeping, it makes sense for AI and ML (Machine Learning) to be introduced in the product cycle. 3. Receptionists And with auto check-ins in both large and small hotels, there will be a lesser need for receptionists in the long run. Nowadays, even in fast food joints, people can place orders through communic...

Covidshield: Unpublished data suggests that leaving a longer gap between the first and second doses increases the overall effectiveness of the jab - in a sub-group given the vaccine this way it was found to be 70% effective after the first dose. Ref: https://www.bbc.com/news/world-asia-india-55748124 ______________ Covaxin : While it is unclear what additional information WHO wants from Bharat Biotech, Dr Jammi Nagaraj Rao highlighted some concerns regarding Covaxin's efficiency for The Wire Science. He pointed out that reaction to the Bharat Biotech's analysis of an 80.6% efficacy should be tempered because it is based on interim data of just 43 cases of COVID-19 among the 25,800 people who had been recruited for the trial.  He calculated that the approximate 95% CI for Covaxin's efficacy rate would be 56.4% to 91.3% – which is too wide to be reliable. Dr Jammi Nagaraj Rao is director of Policy, Welcome Wellbeing CIC, UK.  Welcome Wellbeing CIC Ltd is a community interest ...

Traditional antivirals, which include Tamiflu, zanamivir and remdesivir, reduce symptoms and help people recover earlier. The new antiviral approach used gene-silencing RNA technology called siRNA (small-interfering RNA) to attack the virus' genome directly, which stops the virus from replicating, as well as lipid nanoparticles designed at Griffith University and City of Hope to deliver the siRNA to the lungs, the critical site of infection. It was used on mice. "Treatment with virus-specific siRNA reduces viral load by 99.9 per cent. These stealth nanoparticles can be delivered to a wide range of lung cells and silence viral genes," said co-lead researcher Nigel McMillan, Professor at Menzies Health Institute Queensland (MHIQ) at Griffith. Ref  https://www.businessinsider.in/science/health/news/scientists-from-australia-and-us-develops-new-antiviral-therapy-with-99-99-efficacy-against-covid-19/articleshow/82766246.cms

Confirm with the bank before proceeding. As per new tax laws, you can get tax exemption upto ₹3.5 lakh. Houses valued under  ₹ 45 lakh comes under the affordable housing category. If you are planning a home under affordable housing scheme of  ₹ 45 lakh, you can get additional deduction for the interest paid on the affordable housing up to  ₹ 1.5 lakh under Section 80EEA of the Income Tax Act. The scheme will be valid till 31 March next year. It must be noted that that homebuyer must not own any other residential property as on the date of sanction of the loan to avail this benefit. This is over and above the tax exemption of up to  ₹ 2 lakh on home loan interest rates under Section 24 of the Income Tax Act. So new home buyers can enjoy the tax exemption of up to  ₹ 3.5 lakh on home loan interest rates.

Goal based investing is the easy way to achieve financial goals. It is based on the premise that financial planning is more effective when you work towards achieving a goal rather than chasing returns. A goal based investment strategy first creates a personalised financial goal according to the investor's age, income, expenses, savings and risk appetite. Then, based on that personalised goal and the time period available to achieve the goal, an approximate amount is calculated while taking inflation, expenses and other investments into consideration. Also, one needs to calculate the amount that must be invested regularly (monthly, quarterly, half yearly or annually) to build that corpus in the predetermined time frame. The next question the investor may ask after that is: Where to invest money? Again, the answer to that question will be based on your desired corpus size, timeframe and risk appetite. How to get it right You know everything about goal-based investing and are ready to...

As seen on https://bing.com/covid   (Microsoft owned source), we can see the trend is not showing signs of significant control. Here is data for total confirmed fatal cases USA , Brazil and India have a high number . Refer to image 1a and image 1b.  If we remove the top three countries from the data, we can see the comparative number of fatal cases in other countries more clearly. refer to image 2. Click on any image to enlarge. For Vaccine related progress and different programs see  https://bing.com/covid?vert=vaccineTracker

Shorthand for a company's top tier of executives, the term C-suite derives from the first letter of the high-level executive titles used by many large enterprises. The most common C-suite titles are chief executive officer (CEO), chief financial officer (CFO), and chief operating officer (COO). These C-suite leaders, also known as C-level executives, make decisions that can determine success or failure for their companies. Major publicly traded companies typically need several C-suite leaders. Standard roles include not only CEO, COO, and CFO, but also chief technology officer (CTO), chief information officer (CIO), and chief marketing officer (CMO). Smaller operations typically only need one C-suite executive, at the most two or three. A small business may have individuals leading key functions of a company, such as finance or marketing, who do not hold C-level titles. Chief experience officer (CXO) : an executive responsible for the overall experience of an organization's pro...