Dr M Khalid's global village blog

The Public Provident Fund (PPF) will now offer 7.9% but experts say it is still a good option for investors. Given that consumer inflation is down to 3.65%, the real rate of return of the PPF is a healthy 4.25%.  "This is quite impressive for an option that offers assured returns," says Amol Joshi, Founder, PlanRupee Investment Service. "Investors should continue to take advantage of this long-term tax-free product," he adds.  Even if you compare the PPF rate with the 10- year government bond yield, the scheme is attractive. "The 10-year bond yield is a better benchmark for PPF than consumer inflation," says Manoj Nagpal, CEO, Outlook Asia Capital   Currently, the 10-year bond yield is around 6.8% and the PPF at 7.9% makes it for a premium of 110 basis points. "Historically, the average premium has been around 75 bps. So, the PPF investor is today earning a higher real return," says Nagpal. Even so, some investors may be feeling disappointed by t

As technology started to evolve at a lightning pace, the need for engineers who could take ownership of the functional features and build solutions end-to-end became the need of the hour. These engineers would fundamentally work along with the product owners and understand the business significance of the problem domain and craft solutions using technologies that are relevant to that domain. They would typically possess the skill to learn, unlearn and relearn programming languages and frameworks in an agile manner, consistent with the business need. With DevOps becoming more mainstream, these engineers would also need to understand the operational landscape of the solution they were building. This would mean, that they would not only be involved in creating the solution, but also be proficient in deploying the solution to its intended production environments. Going forward, as full-stack becomes the flavor of the day, specialization will tend to move more towards technology stacks and

Apple's iOS devices contribute about 50 per cent to Google's mobile search revenue. The impact- Google paid $3 billion to Apple to be the default search engine on iPhone . Details: http://m.economictimes.com/tech/hardware/google-to-pay-apple-3-billion-to-remain-on-iphone/articleshow/60070901.cms

Login to official Aadhaar website https://uidai.gov.in/ Under Aadhaar services, go to option 'Lock/Unlock Biometrics' Website will take you to the below screen. Click on image to enlarge. After the above steps, website will take you to the below screen. Click on image to enlarge. Video on the process: https://www.youtube.com/watch?v=w22hRDJy40s Related links: http://economictimes.indiatimes.com/wealth/personal-finance-news/scared-of-aadhaar-misuse-lock-your-biometrics-now/articleshow/59285676.cms