Dr M Khalid's global village blog

Although your bank account cannot be hacked by merely knowing your Aadhaar number, it can be misused, and you can become a victim of identity theft, cyber scams, and others.   E-Aadhaar is an electronic copy of your physical Aadhaar card, and it is also a valid proof of KYC for a host of services. So if you are using a cyber cafe to log into the website of UIDAI and download your e-Aadhaar card, you could be exposing yourself to a cyber security risk.    Pinakin Dave of OneSpan, advises people to log out of the system and make sure to delete all the downloaded copies permanently. If you don't do that, "fraudsters will be able to steal your information, including thumbprints, biometric data, and other details." They can also download digital fingerprints using various methods and transfer them to a physical surface.    According to a Delhi-based market research company, LocalCircles, 33 per cent of Indian consumers store their bank account, debit or credit card and ATM pas

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You may get an unexpected SMS message as this: Dear Customer,  INR  1 credited to A/c no.  XXXXX  on 23-01-21 at 11:35:44  IST . Info:  IMPS /P2A/10231135xxxxx/Accvalid/ Hxxxxxxx OR an email as this: INR 1.00 credited to A/c no. XX1251 on 02-11-22 at 16:37:20 IST. Info- IMPS/P2A/2306160xxxxx/KARZATEC/IDFCBank/. Avl Bal- INR 50813.53 - Axis Bank This is a part of account verification process by CAMS. CAMS is a Registrar and Transfer Agent for mutual funds. It credits ₹1 to verify the bank account registered with the mutual fund folio. The return file that is generated by the credit gives CAMS the name of the account holder as per the bank account. If there is a mismatch between the two, CAMS looks at the name on the KYC (Know your Customer) document to decide which name to use.

We should know: What is market research all about? It's more than a formality. This step could determine how far you can take your business. We'll tell you what good market research looks like, and what it can deliver. Why market research for startups is as important as it is to every type of business. How you conduct market research for startups in a way that'll give you actionable data. And we'll finish off with some examples of how market research changed the course for several startups Conducting market research is important for attracting investors If you want to impress potential investors, you'll need more than a shiny prototype. What investors really care about is how likely it is that they will make money out of this. And for that, they'll need to see research that backs up your claims. A big part of your business plan should therefore be market research. Why startups fail That all sounds pretty straightforward so far, right? Then why do startups still

A. Seed Stage: What to consider during the seed stage so that your business is on a robust foundation. # Idea What is your idea? What will be the product or service of the business line? Is it a new business or are you looking to develop an old business? # Feasibility Do you have the required skill and experience to successfully handle the business? Do you have any idea about the financial needs of the business? How will you finance the business? Do you know your strength and weakness? # Your Target market Who will you target? Who will be your competitors? Do you know their strength and weaknesses? Do you think that you have no competition? If it is true, do you think the product or the service is required? What is unique about your product or service which will attract people to buy? B. What activities to be done at start up stage ? Finding a location, checking the suppliers, choosing the partners, planning the business, making a marketing plan, registering the business, etc.  The bus

The business life cycle is the progression of a business in phases over time and is most commonly divided into these stages: 1. launch 2. growth - business becomes profitable 3. shake-out 4. maturity  5. Decline (if you don't evolve) We can avoid the last stages where growth stops by evolving the business model as per market environment. Also see: A standard ref :  https://www.forbes.com/sites/theyec/2018/01/11/business-life-cycle-spectrum-where-are-you/?sh=6d239503ef5e Breakup of activities details:  https://www.totalassignmenthelp.com/free-sample/business-life-cycle Ref https://corporatefinanceinstitute.com/resources/knowledge/finance/business-life-cycle/

Google HR team suggests these: They recommend job applicants to get rid of weak action verbs. Don't use 'I helped,' 'I was responsible for".  Instead of the passive language on the resume, Rivera (HR) recommended applicants to use active verbs like-streamlined, managed, implemented, improved, strategized, increased, produced, and generated. She also asked users to post things like "reference available upon request". Rivera elaborated, saying that if companies want a reference they will ask you for it. It is not important for applicants to mention it on their CVs. Another thing that people should not include, as per the Google recruiter, is the objective and full address, very long description of work experience in resume. Ref India Today: Want to get a job in Google? Don't write these five things in your resume. https://www.indiatoday.in/technology/news/story/want-to-get-a-job-in-google-don-t-write-these-five-things-in-your-resume-1998432-2022-09-09

Any side effects? There are no side effects of Blood Donation. A small percentage of first-time donors may psychologically feel a little dizzy but only for a few minutes. This is not a matter of concern. _____ How much? One can donate up to 450 ml of blood The body can replenish this volume within 24 hours Normally only 350 ml of blood is collected by the Blood Bank ____ What happens to the donated blood? The blood is thoroughly tested in all possible respects and given to the needy patients after cross matching The Blood is separated into components viz. Red Cells, White Cells, Plasma & Platelets The blood components are made available to Hospitals and Nursing Homes on need basis This is how each time you donate blood you save up to 4 lives ____ Benefits to the donor? It reduces the chances of ischemic heart diseases (beginning of heart problems) as frequent donations reduce the accumulated and unwanted iron load from the body Each donor's blood is checked for Blood Group, Mal

The Computer Science courses that are available for students on the portal have been listed below - 1. Programming 2. Data Structures 3. Computer Organisation and Algorithms Educational Institutions, students and anyone who is interested in applying for online courses offered by IIT Madras can take part in these Computer Science courses by visiting the official portal at nsm.iitm.ac.in/cse/

*WHAT IS _ROAD HYPNOSIS?_* - Road hypnosis is a physical condition that most drivers are unaware of. - ROAD HYPNOSIS starts 2.5 hours after getting on the road. The eyes of the hypnosis driver is open, but the brain does not record and analyse what the eye sees. - ROAD HYPNOSIS is the number one cause of rear-end crashes to parked vehicle or truck in front of you. - The driver with ROAD HYPNOSIS remembers nothing of the last 15 minutes until the moment of collision. He cannot analyse at what speed he is going, or the speed of the car in front of him; usually the collision is above 100 km. - In order to protect yourself from ROAD HYPNOSIS, it is necessary to stop, take a walk, drink tea or coffee every 2.5 hours. - It is important to note and remember certain places and vehicles while driving. - If you don't remember anything from the last 15 minutes, it means you are driving yourself and the co-travelers to death. - ROAD HYPNOSIS happens more often at night and if the co-travelers

The Financial Express: Investing in Mutual Funds through a demat account? Know the problems you may face. https://www.financialexpress.com/money/investing-in-mutual-funds-through-a-demat-account-know-the-problems-you-may-face/2458206/?utm_source=newsstand&utm_medium=Referral